April 10, 2026|siqo

SIQO Quick Start: How to Create Shared Wallets

Share funds, maintain trust, ensure security.

Managing money with others — whether it’s splitting household expenses, pooling funds for a trip, or handling a team budget — shouldn’t mean compromising your personal account security. SIQO’s Shared Wallet feature lets you grant controlled access to specific funds without ever sharing your password or exposing your primary wallet.

What makes it powerful is the level of control you retain. When setting up a Shared Wallet, you define exactly how the funds can be used — setting credit limits, expiry dates, whitelisted addresses, and more. The person you share with gets access only to what you’ve explicitly allowed, nothing more.

Here’s how to set one up.

How to Set Up a Shared Wallet in SIQO

Creating a Shared Wallet allows you to grant controlled access to specific funds while maintaining overall security. Follow these steps to get started.

Step 1: Create New Wallet

Tap the wallet display area → tap “+”

Step 2: Choose “Shared Wallet”

This allows you to create a wallet governed by a Shared Wallet policy, complete with customizable access rules.

Step 3: Set Wallet Name & Tag

Provide a clear, descriptive name for the wallet (e.g., “Household Expenses”). Next, create a unique wallet tag. Note that this tag cannot be changed later, so choose carefully.

Step 4: Add Recipient

Search by username, nickname, or email.

Step 5: Select Assets & Amount

Choose crypto (e.g., USDT) and specify sharing amount.

Step 6: Configure Advanced Rules (Optional)

You may set:

Transfer approval requirement
Credit limit refresh cycle
Expiry date
Whitelist restrictions

Step 7: Review & Confirm

Your shared wallet is ready.

By utilizing SIQO’s Shared Wallets, you eliminate the friction and security risks of traditional shared accounts, gaining the ability to collaborate financially with total transparency and control.

Originally published on Medium

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